{
  "name": "Home Loan Rates AU",
  "description": "Daily-updated Australian home loan interest rates: variable and fixed rates, comparison rates, fees and special offers from 25 Australian banks. Free for humans and AI agents during launch.",
  "status": "free",
  "human_access": {
    "method": "free",
    "detail": "Website and API are free for humans browsing normally."
  },
  "bot_access": {
    "method": "free",
    "detail": "AI agents and crawlers are welcome — no payment required during launch. x402 micro-payments are planned once the site reaches scale (see payment)."
  },
  "endpoints": [
    {
      "path": "/api/rates",
      "summary": "Full home loan rates dataset (JSON)",
      "price": "free (launch); x402 micro-payment planned",
      "human_free": true
    },
    {
      "path": "/data/rates.json",
      "summary": "Raw dataset (static JSON, updated nightly)",
      "price": "free (launch); x402 micro-payment planned",
      "human_free": true
    }
  ],
  "payment": {
    "note": "Not enforced during launch. The x402 rail will be wired up later — the manifest and .well-known/x402 endpoint stay in place so agents can discover the site now.",
    "contact": "See sydneydreamhomes.com.au"
  }
}